Get started with your ubank home loan

Congrats on taking the first step! Let's put you on the right street.

What are you looking for?

I'm buying
I'm buying
I'm refinancing
I'm refinancing

Where are you in your buying journey?

I'm still exploring
I'm still exploring
Apply for a pre-approval
I've signed the contract
I've signed the contract
Apply for full approval

Let's see if we're compatible

Review the following to see if we're a match. See full eligibility criteria


Your property

  • The property is liveable, meaning it's fully constructed, connected to power and water, and used for residential purposes (we don't lend for vacant land or commercial purposes)

Applicants

  • All borrowers are at least 18 years old and have a passport, Australian driver's license or Medicare card
  • If you're applying with someone, they're your spouse or de facto partner that you currently live with or intend to live with after settlement

Your financials and deposit

  • You receive a regular income to support your loan repayments with at least one applicant receiving PAYG income
  • You have a deposit or equity that is at least 20% of your loan amount for investments, or 15% for owner occupied principal & interest loans

Not sure if you're eligible? Get in touch

Let's see if we're compatible

Review the following to see if we're a match. See full eligibility criteria

🏠 Your property

  • The property is liveable, meaning it's fully constructed, connected to power and water, and used for residential purposes (we don't lend for vacant land or commercial purposes)

👥 Applicants

  • All borrowers are at least 18 years old and have a passport, Australian driver's license or Medicare card
  • If you're applying with someone, they're your spouse or de facto partner that you currently live with or intend to live with after settlement

💰 Your financials and deposit

  • You receive a regular income to support your loan repayments with at least one applicant receiving PAYG income
  • You have a deposit or equity that is at least 20% of your loan amount for investments, or 15% for owner occupied principal & interest loans

Not sure if you're eligible? Get in touch