Get started with your ubank home loan
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Where are you in your buying journey?
Let's see if we're compatible
Review the following to see if we're a match. See full eligibility criteria
Your property
- The property is liveable, meaning it's fully constructed, connected to power and water, and used for residential purposes (we don't lend for vacant land or commercial purposes)
Applicants
- All borrowers are at least 18 years old and have a passport, Australian driver's license or Medicare card
- If you're applying with someone, they're your spouse or de facto partner that you currently live with or intend to live with after settlement
Your financials and deposit
- You receive a regular income to support your loan repayments with at least one applicant receiving PAYG income
- You have a deposit or equity that is at least 20% of your loan amount for investments, or 15% for owner occupied principal & interest loans
Not sure if you're eligible? Get in touch
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Let's see if we're compatible
Review the following to see if we're a match. See full eligibility criteria
🏠 Your property
- The property is liveable, meaning it's fully constructed, connected to power and water, and used for residential purposes (we don't lend for vacant land or commercial purposes)
👥 Applicants
- All borrowers are at least 18 years old and have a passport, Australian driver's license or Medicare card
- If you're applying with someone, they're your spouse or de facto partner that you currently live with or intend to live with after settlement
💰 Your financials and deposit
- You receive a regular income to support your loan repayments with at least one applicant receiving PAYG income
- You have a deposit or equity that is at least 20% of your loan amount for investments, or 15% for owner occupied principal & interest loans
Not sure if you're eligible? Get in touch