Commercial & Business Finance
Finance solutions that help businesses grow and investors build wealth.
Whether you’re buying a commercial property, expanding your business or improving working capital, the right finance structure makes a significant difference. At Beyond Broking, we help business owners and investors access flexible, competitive lending through both major banks and specialist commercial lenders.
This page is for business owners and investors seeking finance for commercial property, business growth or operational funding.
What We Finance
Commercial Property Investment Loans
Loans for offices, warehouses, retail spaces, industrial units, mixed-use properties and commercial strata.
Commercial Loan Refinance & Restructuring
Improve cash flow, consolidate business debt, or secure better terms.
Business Finance & Working Capital Loans
Working capital, expansion funding, cash-flow solutions and acquisition finance.
Commercial Property Finance
Structured finance for long-term performance
We compare commercial products across banks and specialist lenders in order to supporting goals and objectives whether that is yield, capital growth, diversification or owner occupation.
We can assist with purchases and refinances of
- Offices, warehouses and industrial units
- Retail spaces and hospitality sites
- Commercial strata suites
- Mixed-use and semi-commercial properties
- SMSF commercial lending
Key commercial lending considerations
- Lease terms and tenant strength
- Rental income and yield
- Property type and zoning
- Deposit size (often 20–30%)
- Borrower financials and business background
Business and Working Capital Finance
Finance that supports growth, stability and opportunity.
Business lending requires a clear understanding of cash flow and performance — not just tax returns.
Types of business finance we assist with
- Working capital loans
- Business expansion finance
- Cash-flow lending
- Business acquisition loans
- Fit-out and refurbishment loans
We help you
- Understand lender requirements
- Prepare strong applications with the right financials
- Compare secured vs unsecured options
- Choose terms that protect cash flow
- Avoid predatory or high-cost lenders
Why Choose Beyond Broking for Commercial Finance
We’re a boutique mortgage broking and loan advisory firm that puts your goals first. From personalised advice to expert negotiations, we make borrowing easier and smarter.
Expertise across commercial and business lending
Access to specialist commercial lenders
Clear, practical guidance
Strategic, long-term finance structuring
Trustindex rating score: 5.0 of 5,based on 247 reviews
Frequently Asked Questions
Here are answers to the questions we hear most often. Still need help? Fill in the Form for Discussion.
Commercial property deposits typically range from 20% to 40% of the purchase price, depending on the property type, tenant strength and the lender's policy. We help determine the exact requirements.
Yes. Commercial lending frequently involves entities such as companies and trusts. We ensure the loan is structured correctly to meet the lender's legal requirements and your tax strategy.
While full financials are preferred, some short-term business finance options or specialist lenders may consider alternative documentation, focusing on real-time cash flow and BAS statements.
Absolutely. Refinancing can secure better interest rates, improve terms, consolidate debt, or release equity for further investment or business expansion. We model the benefits for you.
Yes, rental income is a primary factor in servicing a commercial investment loan. Lenders assess the quality of the lease and the tenant's strength when calculating serviceability.
Need commercial or business finance? Let’s build the right strategy.
Book your Commercial Finance Strategy Call and move forward with clarity.