Let’s Talk About Your Loan Goals
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Local Experts, Personalised Service
We’re a boutique mortgage broking and loan advisory firm with offices in Perth and Sydney. At Beyond Broking, you’ll get better advice, better service, and smarter savings — all tailored to your goals. Put us to the test today, and experience the difference.
Brian Bratich
Director & Loan Specialist - Perth
Milad Mousavi
Loan Specialist - Sydney
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Get in Touch With Us
Have a question or need expert guidance? Fill out the form or reach us directly — we’re here to help.
enquiries@beyondbroking.com.au
Phone
1300462396
Note: Our team is here to help with any questions about home loans, refinancing, or your borrowing options. Simply reach out and we’ll get back to you as soon as possible.
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Frequently Asked Questions
Here are answers to the questions we hear most often. Still need help? Fill in the Form for Discussion.
You can use our online borrowing capacity calculator to get an estimate of how much you might be able to borrow. For a more accurate assessment, we recommend scheduling a complimentary consultation with one of our brokers.
Typically, you'll need to provide:
Proof of identity (e.g., passport or driver’s license)
Proof of income (e.g., payslips, tax returns, BAS)
Bank statements
Details of existing debts or liabilities
Property details (if applicable)
Specific requirements may vary based on your employment status and the type of loan you're applying for.
Our initial consultations are complimentary. We may charge a fee for certain services, depending on the complexity of your situation and the type of loan. Any applicable fees will be discussed and agreed upon upfront.
Yes, we specialize in assisting self-employed individuals. We work with lenders who accept alternative documentation like Business Activity Statements (BAS) and bank statements, making the process more accessible for self-employed applicants.
The timeline can vary based on the complexity of your application and the lender's requirements. On average, it may take 2 to 6 weeks from application to approval. We strive to expedite the process and keep you informed at every step.
Yes, we offer refinancing solutions to help you secure better interest rates, consolidate debts, or access equity in your property. Our team will assess your current situation and recommend the best refinancing options available.
Absolutely. While our headquarters are in Perth, we assist clients nationwide and internationally, including Australian expats. Our team is equipped to handle remote consultations and applications.
An offset account is a transaction account linked to your home loan that helps reduce the amount of interest you pay. The balance in the offset account offsets the loan balance, potentially saving you money and helping pay off your loan faster.
Getting started is easy. Simply book a free consultation with one of our expert brokers. We'll assess your needs, discuss your options, and guide you through the home loan process.